Calabasas, CA 91372
15 September 2012 | Disbarred (11 years, 7 months ago) Disbarment 10-O-04002 |
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16 April 2012 | Not eligible to practice law in CA (12 years ago) Ordered inactive 10-O-04002 |
17 February 2012 | Not eligible to practice law in CA (12 years, 2 months ago) Ordered inactive 12-TR-10500 |
15 December 2011 | Disciplinary charges filed in State Bar Court 10-O-04002 (12 years, 4 months ago) |
13 June 1984 | Admitted to the State Bar of California (39 years, 10 months ago) |
September 15, 2012 PHILIP ALLEN KRAMER, 53, of Calabasas was disbarred Sept. 15, 2012, and was ordered to make restitution and comply with rule 9.20 of the California Rules of Court. Kramer, who the State Bar said was at the center of a national loan modification scam, admitted to numerous counts of misconduct including collection of illegal fees, failure to return advance fees and accepting employment in states where he was not licensed to practice law. Kramer also agreed to pay $122,000 in restitution to 27 former clients.In 10 matters, he violated state law by accepting advance fees for loan modification work. In 11 cases, he accepted illegal fees by doing loan modification work in states where he is not licensed. He also represented clients in so-called “mass joinder†lawsuits against their lenders and admitted he did not refund advance fees to four clients. In August 2011, the State Bar and the attorney general seized his bank accounts, and he filed for bankruptcy in February 2012.Kramer agreed to make restitution totaling $116,612.In mitigation, he has no prior discipline record and cooperated with the bar’s investigation by stipulating to disbarment. |